It is Better to File Bankruptcy Sooner than Later

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 5 minutes

The main reason to get a free bankruptcy consultation is to figure out your options. Once you know your options you can make informed, intelligent decisions. What about waiting? Is that an option? Why take action now? What many people do not know is that IF you are going to have to file for bankruptcy,...

Read More

Medical Care after a Car Accident – How do I pay for it?

by Tucker Clagett | Posted in Personal Injury | Reading Time: 5 minutes

Your primary concern after suffering any sort of personal injury in Waldorf, Maryland should be getting quality medical care and getting well. Believe it or not, this can actually be fairly difficult. Why? Because our health insurance system, and the laws governing it, are a hot mess! The doctors are getting jerked around by the...

Read More

Final Words to Your Family

by Tucker Clagett | Posted in Wills & Estates | Reading Time: 4 minutes

A Guide to Writing a Complementary Letter with Your Will This is the suggested format of a letter we suggest you write in our Free Legal Consumer Guide to making a will. This letter is not legally binding, but it goes with your will just to make things easier for your heirs after your death....

Read More

Divorced Couples Should Work Together – At Least At Tax Time!

by Nasheia Conway | Posted in Family Law | Reading Time: 4 minutes

Each tax filing season can bring up thorny issues that will affect couples long after they’ve separated. Unless ex-spouses can set aside their differences, one or both partners will often end up overpaying. For example, one tax preparer in a Wall Street Journal story told of a tax return he did where the wife was...

Read More

What Should You Do With Your Government Stimulus Check?

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 4 minutes

As a bankruptcy lawyer in Southern Maryland, I know people will be asking me what to do with their government stimulus check. To make sure I was ready to answer this question, I figured I would look at what advice financial experts are giving. The advice I read seemed to be the same advice that...

Read More

Budgeting for Coronavirus

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 6 minutes

Even if you have been keeping up with your bills, now is the time to do some emergency budgeting.  Nobody knows how bad this will get. (Things have been changing fast. This post was published on March 14th.  Not even a week later bars and malls were closed.  Now the problem is even bigger.  Unemployment...

Read More

Alimony is not tax deductible anymore and that may complicate things

by Nasheia Conway | Posted in Family Law | Reading Time: 4 minutes

Maryland divorce cases got harder to resolve after the 2017 tax law.  Alimony is now treated completely differently for tax purposes. While the law was passed in 2017 the changes take effect for tax year 2019. Alimony is a complicated subject in a Maryland divorce. Click here to read our post answering all of your...

Read More

Large Tax Bills Are A Sign You May Need To File Bankruptcy

by Dave Gormley | Posted in Bankruptcy & Foreclosure | Reading Time: 2 minutes

Most people we meet with for a bankruptcy consultation have done anything and everything they possibly could to avoid filing for bankruptcy.(that bankruptcy consult is free, by the way) Often, “anything and everything” includes increasing their tax allowances and exemptions at work so payroll will start withholding less money from their paycheck. If not done...

Read More