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What are the types of bankruptcy?

This is a recording of an interview of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

More information on the different types of bankruptcy:

How is bankruptcy filed? Does it go to court and what is the process like?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What should I do to avoid bankruptcy?

This is a recording of the same interview (as above) of David M. Gormley that aired on the Southern Maryland Perspectives radio program.

What happens at the 341 Meeting of Creditors?

Dave Gormley prepares Southern Maryland bankruptcy clients for their 341 Meeting of Creditors in Greenbelt Maryland. This meeting is called a “341 meeting of creditors” because it comes from section 341 of the Bankruptcy Code. That regulation requires that you attend this meeting so the bankruptcy trustee can question you about your income, expenses, debts, and property.
To learn about how to bounce back from bankruptcy click here.

What should I bring to my bankruptcy consultation?

When people from Southern Maryland call to schedule their initial bankruptcy consultation in our Lexington Park or Waldorf office they usually want to know what to bring. Our answer is “Just bring yourself”. For the initial consult, our main goal is to get an overall picture of your financial situation. We will have plenty of time down the road to look over tax returns and pay stubs. We find that if we focus too much on these details we may miss something important. Often a person calls because of some triggering event like a lawsuit or a foreclosure notice. Bringing these notices for us to take a look at is always a good start. However, at this first meeting, we want to focus on the forest, not just the tree that is in front of you.

To help get the big picture we start by asking a page full of questions that helps us get an overall picture of your financial situation. It may not be the most personal way to start a meeting, but to answer any of your questions in a meaningful way we need all of this information first. By plodding through and getting this information down on paper not only will we be able to answer your questions we will probably be able to anticipate most of them. More importantly, these questions help us to quickly figure out what options you have. That way we can thoroughly explain these options so you will be able to decide which one is best for you. For more information about bankruptcy click here.

How are the DUI laws different between D.C. and Maryland?

Southern Maryland Lawyer Dave Gormley and DC Traffic Lawyer K. Lawson Wellington discuss how Maryland and DC Laws on DUI are different.

How long is it going to be until I can buy a house or get a mortgage after bankruptcy?

Think you will never be able to get a mortgage again if you file for bankruptcy? In this video Dave Gormley discusses with Seanna Smallwood of Southern Trust Mortgage how a person with VA eligibility can get a mortgage while their Chapter 13 Bankruptcy is pending.

What do I do next?

You can either learn more about your legal issue right here on our website, or contact us right now for a consultation.

Don’t wait to discover what you need to know about your legal issue. We wrote many Free Legal Guides so you can get answers to your legal questions today.

Read that guide now. You can learn a lot about your legal problem in about 15 minutes. Then call us for your consultation so we can discuss the particular facts of your case.

If you have a legal issue things you do now will affect your case later. You should always know your options and be informed before you make major decisions about your legal case.

Then contact us for a consultation about your case. Every legal case is different. We will need to discuss the particular facts of your specific case before we can give you the best advice.

Our consultations for cases are always no obligation. We can do them in person, on Zoom, or over the phone. We will listen to the unique facts of your case and explain the law as it applies to you personally.

We will discuss your options so you can make informed, intelligent decisions about your case. Then you know the next steps to take.

Contact us today. We will make it convenient for you to get answers.

Schedule Your Consultation Today!

Over 2000+ Satisfied Clients

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I was involved in a motorcycle collision in 2013, it required a year of physical therapy, and 38 days in the hospital. Tucker Clagett worked with my wife and I while managing all legal affairs for us. I had to only focus on my recover while he and his staff handled all other aspects of the claim process. Professional and fair in all aspects.


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This law firm was absolutely the best! All the stuff was so friendly and the lawyer that took care of my case was amazing. Tucker Clagett and his paralegals were great. This is a really caring law firm and I would recommend anyone who has to deal with workers comp to this lawyer or anyone to this law firm.


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If you are looking for the best legal representation possible, I would highly recommend David Gormley. I can assure you that you will receive competent legal advice that includes a sensitive ear and a willingness to accommodate a client’s special needs. You can be confident that having received over 7 years of legal advice from Mr. Gormley my comments are given without reservation.


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Bernardine L.
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My consultation with D'Erra Jackson was excellent and very professional. I felt that she was very patient with me and answered all of my questions. She prepared me for what to expect and did not sugar coat the truth without being crass or offensive. She also took the time to give me options on what I should try to make sure I received a fair deal. With her preparation, we were able to work out an agreement that works for my situation. Thank you!


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Jovial M.
Over 2000+ Satisfied Clients

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From the first time that when I met with Attorney Gormley he was attentive and showed concerned about my situation. He was very strategic about his approach to my situation. The staff is very professional and proficient. I would recommend him and use him on my future legal matters. Thank you for being genuine and sincere and caring about your clients and their best interests.


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Delphine B. Google
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This firm is excellent! I greatly appreciate the detailed counsel provided to me by Mr. David Gormley who guided me to the best attorney to meet my unique needs. I am very happy with the outcome and I am grateful for Mr. Gormley’s counsel and recommendation.


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Quon W. Google
Over 2000+ Satisfied Clients

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I want to extend my deepest gratitude to each of you for all your efforts on my behalf which resulted in a resounding victory today in Court. I appreciated your pleasant, patient demeanor, which helped me to know I handed over my car accident case to the right Firm. Thank you for your evident hard-work ethic, your thoroughness, and your high level of professionalism. I will highly recommend your Firm to friends and family should they be in a similar situation such as mine.


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Serahnese J.
Over 2000+ Satisfied Clients

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Several years ago, I used this law firm to help me write a will after my divorce. This year, I went to them again, this time with a renter dispute. I was very surprised when I found out that the consultation was free because I was a former client. Plus, I still received the same excellent service and legal help that I needed. I will definitely continue to use Southern Maryland Law for all of my legal needs.


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Diane S.
Over 2000+ Satisfied Clients

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Thank you for all the great information you have easily available on your website. This resource has been a great help.


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Marilyn J.
Over 2000+ Satisfied Clients

Client Testimonial

I HIGHLY recommend Tucker Clagett, as an attorney. He is very knowledgeable, dedicated, sympathetic, honest, and has excellent communication skills. I was in a traumatic car accident. From the moment I first spoke with Tucker, I knew he was a one of kind. He is very down to earth and he makes you feel like you are his ONE and ONLY client. My case ended HIGHLY in my favor, thanks to Tucker and his firm.


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Lindsay G.
Over 2000+ Satisfied Clients

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Thank you for the information! I will look into how a small claims case would work and whether it’d do any good for my situation. Your website will continue being a fantastic resource!


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Jacob F.
Over 2000+ Satisfied Clients

Client Testimonial

Hi Tucker! My stress factor has gone down tremendously! Thanks so much for you and your staff making that possible. I never thought that I would be saying this, but I miss you guys.


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Wayne J.

Why Choose Southern Maryland Law?

Southern Maryland Law Firm.

We are your community law firm

We have been a vibrant part of Waldorf for over 60 years. Waldorf has been very good to us, and we try to repay that kindness with community service. We believe giving back to our Waldorf community is part of our job.

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The senior law firm in Waldorf

We are the oldest law firm in Waldorf, and the 2nd oldest in all of Southern Maryland! We have stayed busy because we get results and treat our clients right. We would never have lasted this long if we did not.

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Large enough, yet small enough

We are large enough to provide full service, but small enough to focus on you. The large firms that have satellite offices in Waldorf have dozens of attorneys who don’t live here. They use case managers to handle their clients. At Southern Maryland Law, you will be a name – not a number.

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Not your grandfather’s law firm

While our firm has been around a long time, we are not what you think lawyers are like. We pride ourselves on being a little more approachable, a little more casual, and a little more likeable than the average lawyer. We are real people with real solutions to your real problems.

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